Participating Banks:
- AU Small Finance Bank
- Axis Bank
- Bank of Baroda
- Federal bank
- HDFC Bank
- ICICI Bank
- IDFC First Bank
- Indusind Bank
- Kotak Mahindra Bank
Eligibility:
Visa Signature & Visa Infinite Consumer Credit Cards
- This offer ("Offer") is made available to you throughyour bank. Participation in this Offer does not create any contractual or other legal obligation to you on the part of Visa Worldwide Pte. Limited (“Visa).
- This Offer is open to all residents of India, provided they hold a valid Indian passport that is "Emigration Check Not Required" for the Package (defined below) and a valid Visa consumer credit card of either the ‘signature’ or ‘infinite’ variant (each an "Eligible Card") issued in India by any Participating Bank (each a "Eligible Customer").
- Any person availing this Offer will be deemed to have accepted these Offer terms and conditions ("Offer Terms"); provided, however, it is clarified that Cardholders are not bound in any manner to participate in the Offer and any such participation in the Offer is voluntary.
- The validity of the Offer is from 1st Jul’23 to 30th Sep’23 (both days included) ("Offer Period"), unless extended or revoked without prior notice and without liability by Visa or the Participating Bank, at their sole discretion.
- Subject to these Offer Terms, Eligible Customer may make any card present i.e., face to face settled cross-border payment transaction (excluding any refunds) made using an Eligible Card by the Eligible Customer (“Eligible Transaction”) to achieve the maximum spends on their Eligible Card. Top ten (10) Eligible Customers who have the maximum spends on their Eligible Cards across Participating Banks (“Winner(s)”), shall each win the Package.
- Visa shall decide the Winners based on the VisaNet data.
- Visa, has the right, in its absolute discretion, to: (i) disqualify and/or remove any of the Winners or (ii) not qualify an Eligible Customer as a Winner, based on any suspicion of malpractice or malfeasance by or on behalf of such Eligible Customer.
- Visa’s decision with respect to the determination of Winners shall be final and binding.
- Package: Travel package for travel to and stay in Scotland from India.
The details of the Package for the Prize are as below:
Packages |
Serene Scotland or equivalent for the Winner and their one (1) companion. |
Inclusions of the Package |
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Exclusions of the Package |
Please note: Any activity not specifically included in the “Inclusions of the Package” shall be considered as excluded unless otherwise decided by Visa in its sole discretion. |
- The Package shall not be valid for redemption after the cut off acceptance dates for travel has passed.
- The Package cannot be exchanged for cash or refunded or exchanged.
- Visa shall take reasonable efforts to provide further information about Package inclusions as may be requested by the Winner. The number of Eligible Transactions that are refunded or unsuccessful (for any reason whatsoever) will not be considered for the determination such Eligible Customer qualifies as a Winner.
- The Winners would be announced within a reasonable time after the end of the Offer Period.
- The Winners may be contacted by e-mail to their e-mail address registered in their respective Participating Bank.
- On the receipt of the said e-mail, Winners are required to respond with their acceptance of the Package within 7 days of the receipt of the e-mail. In case of a failure to respond and/or accept the prize, such Winners shall be considered to have forfeited the Package offered. On such forfeiture, such Winner will not be entitled to the Package, and in such an event the next Eligible Customer maybe chosen in accordance with the applicable criteria.
- Visa and the Participating Bank’s employees, their respective immediate family members (spouses, domestic partners, parents, grandparents, siblings, children, and grandchildren) are not eligible to win the Package.
- Any query / issue in relation to the Package will be entertained by the Eligible Customer’s Participating Bank only 7 days post communication of campaign details Post such date, neither Visa nor the respective Participating Bank will not entertain any correspondence or communication regarding this Offer from any person.
- Participating Bank and Visa do not endorse any of the products or brands being offered under the Offer and will not accept any liability pertaining to the quality, merchantability, fitness, delivery or after sales service of such products.
- The Package offered under this Offer are subject to availability and accordingly the Participating Bank and/or Visa in no circumstances shall be liable for non-availability of the Package or any part thereof.
- The pictures of the Package shown in the communication sent to you either through mailers or advertised on any website, are representative only and may not bear a resemblance to the actual products
- Any disputes arising out of this Offer will be subject to the exclusive jurisdiction of the courts at Mumbai, India.
- Visa reserve the right, at any time, without prior notice and without assigning any reason whatsoever, to add/alter/modify/change or vary any or all these terms and conditions or to replace, wholly or in part, this Offer by another offer, whether similar to this Offer or not.
- To the extent permitted by applicable laws, no person shall have any claim whatsoever against the Participating Bank or Visa and their respective directors, officers, employees and agents in respect of any action, proceeding, judgment, damage or loss (including, without limitation, incidental, punitive, consequential, special, direct or indirect damages, loss of profits, loss of business, loss of business opportunity or economic loss), expense, injury (including, without limitation, death or personal injury), damage to property or liability suffered or incurred by any such person in connection with or with respect to the Offer and/or any prizes proposed to be given hereunder. By participating in this Offer, every cardholder / Eligible Customer expressly agrees that Participating Bank or Visa or any of their affiliates will not be liable or responsible for any loss or damage whatsoever that an Eligible Customer may suffer, directly or indirectly, in connection with this Offer. Nothing herein amounts to a commitment by Visa or the Participating Bank to conduct further, similar or other offers. Without prejudice to the generality of the foregoing, (i) neither Visa nor the Participating Bank shall be liable for any acts beyond their control including but not limited to acts of God or public enemies, or war; and (ii) by participating under this Offer, the Eligible Customer understands, acknowledges and agrees that any claim, complaint or dispute of any nature arising out of or in relation to this Offer (each a “Claim”) shall be settled directly with the Participating Bank, and the Eligible Customer shall not make any Claim against Visa. Without prejudice to the foregoing, and to the fullest extent permitted by law, Visa shall not be liable to any person for any loss, damage, expense or claim (whether direct or indirect) in relation to any personal injury, death, false representation, damage, act or omission arising from or in connection with the usage or attempted usage of the Offer or goods and/or services provided under the Offer.
- Each Winner and their travel companion must (i) be of at least 18 years of age, unless accompanied by a parent or legal guardian, (ii) hold a valid Indian passport that is 'Emigration Check Not Required', and (iii) sign and return (or in the case of a minor have his/her parent or legal guardian sign and return on his/her behalf) a release of liability and consent to publicity form and/or any other document required for the purposes connected with the Package (as provided / issued by Visa). The Winner may be required to present a valid major credit card to the hotel allotted to them upon check-in. If a Winner elects to travel alone, such Winner is not eligible for any additional compensation under any circumstances.
- Hotel stays issued as a part of the Package is subject to hotel's terms and conditions, including but not limited to check-in and checkout times. Documentation that is reasonably necessary to make any arrangements for the Winner (e.g. passport number) must be supplied upon request, and failure to do so promptly may result in the forfeiture of the Package. The Winner and their travel companion on the Package must travel together on the same itinerary and are responsible for ensuring they have all necessary travel documents prior to and for their travel (e.g. valid passport).
- All Winners are fully responsible for any and all applicable taxes (including income tax and withholding taxes). The Winner along with their companion are responsible for any additional expenses not included in the Package, including the list of exclusions set-out in the table above.
- No compensation will be made in the event of the cancellation or delay of any flight or failure to obtain or a denial of a visa for entry to the country of destination in the Package (including any restriction for entry to a country for a layover) or the cancellation or postponement of a part or the entire Package. Visa and the Participating Bank shall have no responsibility for flight cancellations, alterations, weather delays, weather cancellations or other changes to the Winner’s travel itinerary or the Package (whether having the effect of lengthening or shortening the trip itinerary) or the accommodation and, by participating in this Offer, the Winner along with their companion (if any) acknowledges and accepts such risks, and agrees that Visa is only responsible for the Package inclusions as listed herein, subject to these Offer Terms, and are not responsible for any additional costs or expenses that may be incurred by the Winner or their companion as a result of any changes in their itinerary or Package or the accommodation.
- Visa, has the right, in its absolute discretion, to disqualify and/or remove any of the Winner and their respective companions from any activity included in the Package, at any time, if such individual is at any point uncooperative, disruptive, abusive, or unobservant of applicable rules, laws or regulations, or if such individual is likely to cause or has caused damage to person, property, or the reputation of Visa or, as determined in the absolute discretion of Visa.
- No financial compensation will be provided or available to the Winner if the actual Package and the benefits provided to the Winner differs from the description set out in these Offer Terms. The Package must be accepted as awarded, without substitution, transfer, exchange (for cash or otherwise) or assignment, unless otherwise determined in the absolute discretion of Visa and/or the Participating Bank and/or prize supplier(s). The Package is dependent on several factors, including factors beyond Visa's or the Participating Bank's control, hence may differ from the description provided in these Offer Terms.
- Any unused portion of the Package, once awarded, will be deemed forfeited by the concerned Winner, and no financial compensation will be made or required in respect of such unused portion. The prizes proposed to be provided as the Prize will not be replaced in the event any document related thereto is lost, destroyed, mutilated, stolen, or cannot be presented on demand, and the Prize Winner will be deemed to have forfeited such Prize.
- These Offer Terms shall apply to the travel companion of the Winner mutatis mutantis and based on the context, any reference to the Winner in the Offer Terms may also include their travel companion.
- The Eligible Customer understands that the Package or a part thereof may be substituted with prize(s) or a component of prize(s) of similar value, including, without limitation, a monetary award, if the Package or part thereof cannot be awarded or provided to the Winner for any reason whatsoever.
- Once awarded, the Package cannot be resold or commercially traded in any manner, directly or indirectly.
- In order to be selected a winner and eligible to any offers or benefits hereunder, each Eligible Customer consents to Visa and Participating Bank's disclosure of personal information to any third party for the provision of such prize or benefits or the fulfillment thereof. By participating in this Offer, every cardholder / Eligible Customer expressly consents to and waives any objection it may have to any publication of their names and their details, on any forum including but not limited to social media websites, in connection with this Offer.
- Visa and/or the Participating Bank reserve the right, in their absolute discretion, to disqualify without notice, any cardholder or Eligible Customer found to be: violating these Offer Terms; tampering or attempting to tamper with the entry process or the operation of the Offer; acting in a disruptive manner, or with the intent to annoy, abuse, threaten or harass any other person; or attempting to undermine the legitimate operation of the Offer. Any attempt by an individual to undermine the legitimate operation of this Offer may be a violation of the applicable criminal and/or civil laws. Should any such attempt be made, Visa and/or the Participating Bank reserve the right to seek remedies, including criminal prosecution, and damages to the maximum extent permitted by law.
- If a dispute arises regarding the identity of any of the Winner(s), the applicable entry will be deemed to have been submitted by the authorized Cardholder of the respective Participating Bank provided at the time of entry. Any of the Winners may be required to provide proof that he or she is the authorized Cardholder. Whether or not an individual constitutes the authorized Cardholder in question will be determined by the Participating Bank and Visa in its sole discretion; and, if the name of the authorized Cardholder does not accord with the full name provided at the time of entry, the applicable entry may be disqualified.
- The Offer is not valid in jurisdictions where such Offers are prohibited under law. Persons residing in such jurisdictions are ineligible to avail this Offer.
- The Winner agrees to comply with the terms and conditions applicable to the issue and use of the Package and as decided by the travel agency, hotel or airline or other service providers, as applicable from time to time.
- The Winner shall not display or publicize any political slogans or homophobic language, images of a lewd or explicitly sexual nature, images containing logos of competitors and overt brand sponsorship or anything else deemed to be ambush marketing or an abuse of the Package, content which is defamatory, obscene, illegal, vulgar, offensive or otherwise unsuitable or infringes others' rights (including intellectual property rights) or reflects negatively upon country of destination or any sensitivity relating to the Package. The Winner agrees and acknowledges that any breach of this clause will cause significant damage and loss to Visa, and the Winner hereby agrees to be liable to Visa for the damages and losses by the Winner and their travel companion.
- Under no circumstance will the Packages being offered under this Offer be settled with cash in lieu by Visa or by the Participating Bank.
- All disputes between the cardholders and their Participating Bank will be resolved inter se, and Visa will not (nor will be liable or obliged to) mediate or resolve any dispute or disagreement between the Eligible Customers and their Participating Bank.
- Nothing herein shall prejudice or affect the terms and conditions of any agreement between a Cardholder and its Participating Bank.
- This Offer is a special offer for the cardholders. Notwithstanding the foregoing, the Offer Terms may be amended, cancelled, suspended, or terminated at any time and for any reason whatsoever without prior notice, and no party under this Offer shall be liable to any person in connection with such amendment, cancellation or suspension or termination of this Offer, as the case maybe.
- For any further clarification regarding the Terms and Conditions of the Offer, please contact your Participating Bank.