Visa Contactless Credit and Debit Card

All it takes, is just a tap.

No PIN required for transactions up to ₹5000.

Look

Look for the symbol at checkout.

Tap

Your card on the card machine

Go

When you hear a beep or when the green light blinks

You Wonder, We Answer

All you need to know about contactless Visa cards.

A new way to pay - Contactless

What are contactless payments?

How do I make contactless payments?

Are contactless payments safe?

How secure is a contactless transaction?

Benefits

Tokenization

When you pay with Visa, your card details are tokenized, which means the merchant only receives a unique token number instead of your actual card information.

This added layer of security ensures that each payment made with Visa is safe and secure.

Zero Liability

Visa's Zero Liability policy protects you from fraudulent or unauthorized purchases.

Customers won't be held responsible for fraudulent charges making it a smart and safe way to pay.

Go contactless

Ask your bank for a contactless Visa card.

Q + A

Want to know more? Click to expand any of the questions below for additional information about the contactless Visa card.

: There is no limit on the value of products a customer can purchase using the contactless Visa card. However, for a total bill value of ₹2000 or less, the customer can simply tap the card and complete the transaction (No PIN/signature is needed).

For a total bill value of ₹2000 or more, customers are required to enter their PIN/sign as per RBI guidelines.
: You can tap to pay for transactions greater than ₹5000, but you would be asked to enter PIN to complete the transaction.
: Charge slips can be chosen to be issued for all transactions below ₹2000. For transactions above ₹2000, a charge slip will be provided automatically.
: No, the cashier will have to put in the amount in the terminal to activate the reader before the card can be tapped. Also, the card must be held within 4 cms of the contactless reader.
: No, the terminals are designed to make only one transaction per card at a time.
: No. Either one of the two cards may be read depending on which card is closer and has a better antennae. The cashier can check which card has been charged by reading the last 4 digits of the card. However, one must always encourage the customer to tap only one card at a time.
: The cashier will have to void the incorrect contactless transaction and proceed to a new transaction.
: No. If the card reader senses more than 1 contactless card, it will ask to select any 1. The number of contactless cards sensed by the card reader depends on multiple factors. Customers should always take their contactless Visa card out of their wallet to tap & pay.
: Get in touch with your financial institution to see if contactless Visa card is an option for you.
: You can use contactless Visa card at any merchant displaying the contactless symbol on the terminal readers.
: Your financial institution should disclose any applicable fees during the application process.
: Visa contactless transactions are just as secure as magnetic stripe transactions and are processed through the same reliable payment network. And, because you remain in control of your payment device during Visa contactless transactions, the risk of fraud is reduced.

: To authorise a payment, you must tap your card or Visa Micro Tag directly within 2.5 to 5 cm (1 to 2 in) of a secure reader that accepts Visa contactless payments. It also has to be correctly oriented for the transaction to go through. Only readers at authorised merchants can process the information on the Visa Micro Tag and contactless Visa card.
: With Visa’s Zero Liability policy, you will not be held responsible for fraudulent charges or unauthorised purchases made with your contactless Visa card. This means you can use your card to shop with total confidence, as you will always be protected against unauthorised use.
: Visa Micro Tag is Visa’s first payment device designed exclusively for Visa contactless payments. It is far smaller than a traditional card - small enough to hang on your key ring. Shortwave radio technology is embedded inside a durable key fob, so that it’s even easier to get to your payment device.
: No. Visa contactless is an added feature that financial institutions may offer to their Visa cardholders.
: Visa contactless is a form of chip card technology. Like chip cards, it uses an advanced computer chip embedded in the card’s plastic to perform secure transactions.
: Firstly, make sure that the merchant accepts contactless Visa cards – you should see the contactless symbol on the payment terminal. If the merchant accepts contactless Visa cards and the transaction still fails, Visa card and Mini Card users can swipe to pay, since both of these devices have magnetic stripe functionality in addition to contactless payment.